{"id":9972,"date":"2023-01-18T10:28:52","date_gmt":"2023-01-18T09:28:52","guid":{"rendered":"http:\/\/ab.peritus-ra.com\/?p=9972"},"modified":"2023-10-30T11:40:56","modified_gmt":"2023-10-30T10:40:56","slug":"benefits-from-business-closure-insurance-during-the-covid-19-pandemic","status":"publish","type":"post","link":"https:\/\/www.peritus-ra.de\/en\/2023\/01\/benefits-from-business-closure-insurance-during-the-covid-19-pandemic\/","title":{"rendered":"Benefits from Business Closure Insurance during the COVID-19 Pandemic"},"content":{"rendered":"<section class=\"l-section wpb_row height_large\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p>A pro\u00advi\u00adsi\u00adon in the insu\u00adrance con\u00addi\u00adti\u00adons of a busi\u00adness clo\u00adsure insu\u00adrance poli\u00adcy (here Clau\u00adse 3.4 of the BBSG 19 \u201cCon\u00addi\u00adti\u00adons for Busi\u00adness Clo\u00adsure Com\u00adpre\u00adhen\u00adsi\u00adve Insu\u00adrance Com\u00admer\u00adcial,\u201d which sta\u00adtes that repor\u00adta\u00adble dise\u00ada\u00adses and patho\u00adgens, within the mea\u00adning of these con\u00addi\u00adti\u00adons, are the dise\u00ada\u00adses and patho\u00adgens spe\u00adci\u00adfi\u00adcal\u00adly men\u00adtio\u00adned in \u00a7\u00a7 6 and 7 of the Infec\u00adtion Pro\u00adtec\u00adtion Act (IfSG), is unclear within the mea\u00adning of \u00a7 305c para. 2 of the Ger\u00adman Civil Code (BGB). It can lead the avera\u00adge poli\u00adcy\u00adhol\u00adder to under\u00adstand that the timing of the occur\u00adrence of the insu\u00adred event is decisi\u00adve.<\/p>\n<p>Accor\u00adding to the pro\u00advi\u00adsi\u00adons in Clau\u00adses 3.1 and 3.4 of the BBSG 19, the occur\u00adrence of the insu\u00adred event requi\u00adres the spe\u00adci\u00adfic naming of the dise\u00ada\u00adse or patho\u00adgen in \u00a7\u00a7 6 and 7 of the Infec\u00adtion Pro\u00adtec\u00adtion Act (IfSG) at the time of the busi\u00adness clo\u00adsure. An expan\u00adsi\u00adon of the report\u00ading requi\u00adre\u00adment for dise\u00ada\u00adses and patho\u00adgens not spe\u00adci\u00adfi\u00adcal\u00adly named in these regu\u00adla\u00adti\u00adons through a legal ordi\u00adnan\u00adce issued based on \u00a7 15 para. 1 of the IfSG is not suf\u00adfi\u00adci\u00adent.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"A pro\u00advi\u00adsi\u00adon in the insu\u00adrance con\u00addi\u00adti\u00adons of a busi\u00adness clo\u00adsure insu\u00adrance poli\u00adcy (here Clau\u00adse 3.4 of the BBSG 19 \u201cCon\u00addi\u00adti\u00adons for Busi\u00adness Clo\u00adsure Com\u00adpre\u00adhen\u00adsi\u00adve Insu\u00adrance Com\u00admer\u00adcial,\u201d which sta\u00adtes that repor\u00adta\u00adble dise\u00ada\u00adses and patho\u00adgens, within the mea\u00adning of these con\u00addi\u00adti\u00adons, are the dise\u00ada\u00adses and patho\u00adgens spe\u00adci\u00adfi\u00adcal\u00adly men\u00adtio\u00adned in \u00a7\u00a7 6 and 7 of the Infec\u00adtion Pro\u00adtec\u00adtion\u2026","protected":false},"author":3,"featured_media":8351,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"wp_typography_post_enhancements_disabled":false,"footnotes":""},"categories":[212,210],"tags":[],"class_list":["post-9972","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","category-insurance-en"],"_links":{"self":[{"href":"https:\/\/www.peritus-ra.de\/en\/wp-json\/wp\/v2\/posts\/9972","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.peritus-ra.de\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.peritus-ra.de\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.peritus-ra.de\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.peritus-ra.de\/en\/wp-json\/wp\/v2\/comments?post=9972"}],"version-history":[{"count":1,"href":"https:\/\/www.peritus-ra.de\/en\/wp-json\/wp\/v2\/posts\/9972\/revisions"}],"predecessor-version":[{"id":9973,"href":"https:\/\/www.peritus-ra.de\/en\/wp-json\/wp\/v2\/posts\/9972\/revisions\/9973"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.peritus-ra.de\/en\/wp-json\/wp\/v2\/media\/8351"}],"wp:attachment":[{"href":"https:\/\/www.peritus-ra.de\/en\/wp-json\/wp\/v2\/media?parent=9972"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.peritus-ra.de\/en\/wp-json\/wp\/v2\/categories?post=9972"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.peritus-ra.de\/en\/wp-json\/wp\/v2\/tags?post=9972"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}